Easy Southern Banana Cobbler

Section: Sweet Desserts & Treats

This Southern-style banana cobbler combines ripe banana slices with a creamy, thick filling that’s perfectly balanced by a crunchy topping made of oats, pecans, and brown sugar. The filling blends flour, sugar, milk, and melted butter for a smooth texture that holds the sweetness of bananas. A pecan streusel, created from brown sugar, oats, butter, and chopped pecans, is scattered on top before baking to a golden finish. Baked until bubbly and slightly jiggly, this dish offers a warm, comforting dessert experience. For an extra touch, a scoop of vanilla ice cream complements the rich flavors beautifully.

A woman wearing a pink apron is cutting a cake.
Last modified on Tue, 27 Jan 2026 18:47:45 GMT
A banana split with ice cream and bananas. Pin it
A banana split with ice cream and bananas. | dinabakery.com

This homemade Southern Banana Cobbler is a deliciously simple dessert that combines bananas with a buttery pecan streusel topping. It’s perfect when you want something comforting and sweet but without a lot of fuss. The thick banana filling and crunchy topping make every bite satisfying, whether for a family gathering or a cozy night in.

I first baked this on a lazy Sunday afternoon and was amazed at how the simple combination of bananas and pecans produced such a rich, comforting dessert. Now it’s a go-to when friends stop by unexpectedly.

Ingredients

  • Packed light brown sugar: Three quarters cup to give the topping a rich sweetness and depth
  • Self-rising flour: Half cup for both the topping and filling which adds a light texture and subtle rise
  • Old-fashioned oats: One cup in the streusel adds a hearty, slightly chewy crunch
  • Chopped pecans: Half cup to provide a satisfying nutty flavor and crunchy bite
  • Sugar: One cup in the filling balances the natural sweetness of the bananas
  • Milk: One cup brings smoothness and moisture, using whole milk keeps it rich but feel free to use your favorite variety
  • Banana extract: Two teaspoons optional but amps up that classic banana flavor if you want it stronger
  • Unsalted butter (topping): One stick softened to room temperature so it mixes easily creating a crumbly texture
  • Unsalted butter (filling): One stick melted for the filling provides richness throughout
  • Bananas: Four ripe bananas sliced and spread in the filling, ripe bananas with brown spots have the best flavor

Step-by-Step Instructions

Sauté the Aromatics:
Not applicable here but always remember detailed preparation builds flavor
Prepare the Oven and Dish:
Preheat the oven to 375 degrees Fahrenheit. Spray a 2-quart or 9 by 9 inch baking dish with nonstick cooking spray so your cobbler will release easily after baking.
Make the Streusel Topping:
In a bowl, use a fork to stir together the packed brown sugar, self-rising flour, and softened butter until it becomes crumbly and well combined. Then fold in the old-fashioned oats and chopped pecans evenly. Set this mixture aside to keep for topping later.
Mix the Filling:
In a medium mixing bowl, whisk together one cup self-rising flour, one cup sugar, and one cup milk just until everything is blended without any lumps. Mix in the melted butter thoroughly. If using banana extract, stir that in now as well.
Layer the Bananas:
Pour the filling mixture into the prepared baking dish. Evenly layer the sliced ripe bananas over the mixture with care so every bite has banana flavor.
Add the Streusel Topping:
Sprinkle the pecan streusel topping evenly over the banana layer making sure to cover the entire surface.
Bake to Golden Brown:
Place the baking dish in the preheated oven and bake for 45 to 50 minutes or until the top is golden brown and the filling is set without any jiggle.
Serve and Enjoy:
Serve warm for the best experience. Optional but highly recommended is a scoop of vanilla ice cream and a few extra slices of fresh banana to complement the flavors.
A plate of food with a banana and a scoop of ice cream. Pin it
A plate of food with a banana and a scoop of ice cream. | dinabakery.com

Storage Tips

Once completely cooled, cover leftover cobbler tightly with foil or plastic wrap and store refrigerated. To reheat, warm individual portions in the microwave or oven until bubbly. For longer storage, wrap tightly and freeze. Thaw overnight in the fridge before reheating.

Ingredient Substitutions

  • If you cannot find self-rising flour, make your own by combining one cup all-purpose flour with one and a half teaspoons baking powder and half teaspoon salt
  • You can substitute chopped walnuts or almonds for pecans if preferred
  • Use almond milk or another dairy-free milk if you want a dairy-free version, but keep in mind it may slightly change the flavor and texture
  • If banana extract is unavailable, add an extra half banana to increase the banana taste naturally

Serving Suggestions

  • This banana cobbler is fantastic topped with vanilla ice cream or whipped cream for extra creaminess
  • Try serving it warm with a drizzle of caramel sauce or honey to add a luscious finish
  • Pair it with strong coffee or sweet tea for a classic Southern tasting experience

Cultural and Historical Context

Banana cobblers are a traditional Southern dessert that combine simple, accessible ingredients into a comforting dish perfect for gatherings. Unlike banana bread, cobblers have a tender cake or biscuit-like base and a crumbly topping, emphasizing texture contrast. Pecans being a staple Southern nut add regional character to the dessert. This recipe echoes homestead cookery where resourcefulness and warmth meet deliciousness.

Frequently Asked Questions

→ What kind of bananas should I use?

Use ripe bananas with brown spots for the best natural sweetness and flavor depth.

→ Can I substitute the self-rising flour?

Yes, you can make your own by combining all-purpose flour with baking powder and salt to mimic the leavening effect.

→ How do I make the streusel crunchy?

The combination of brown sugar, oats, butter, and pecans creates a crumbly texture that crisps nicely during baking.

→ Can I add extra flavors to the filling?

Adding a teaspoon of banana extract or a dash of cinnamon can enhance the banana flavor and aroma.

→ What is the best way to serve this dish?

Serve warm, ideally with a scoop of vanilla ice cream or fresh banana slices for contrast.

→ How do I know when it's done baking?

When the topping is golden brown and the filling no longer jiggles, the cobbler is ready.

Homemade Southern Banana Cobbler

A rich banana filling with a crunchy pecan streusel topping delivers classic Southern comfort.

Prep Time
20 minutes
Cooking Time
45 minutes
Total Preparation Time
65 minutes
By: Dina

Featured in: Desserts

Difficulty Level: Easy

Cuisine Type: American

Number of Portions: 8 Serving Size

Dietary Options: Vegetarian Option

The Ingredients You'll Need

→ Topping

01 ¾ cup packed light brown sugar
02 ½ cup self-rising flour
03 ½ cup (1 stick) unsalted butter, softened
04 1 cup old-fashioned oats, uncooked
05 ½ cup chopped pecans

→ Filling

06 1 cup self-rising flour
07 1 cup granulated sugar
08 1 cup whole milk
09 2 teaspoons banana extract (optional)
10 ½ cup (1 stick) unsalted butter, melted
11 4 ripe bananas, sliced

Step-by-Step Instructions

Step 01

Preheat the oven to 375°F and lightly grease a 2-quart or 9x9-inch baking dish with nonstick cooking spray.

Step 02

Combine brown sugar, self-rising flour, and softened butter in a bowl and mix with a fork until crumbly. Stir in oats and chopped pecans, then set aside.

Step 03

In a medium bowl, whisk together self-rising flour, sugar, and milk until just blended. Whisk in the melted butter until combined, then pour the mixture into the prepared baking dish.

Step 04

Layer sliced bananas evenly over the filling, then crumble the streusel topping evenly on top of the banana layer.

Step 05

Bake the dish for 45 to 50 minutes, or until the topping is golden brown and the filling is set without jiggle.

Step 06

Allow to cool slightly before serving. Optionally, garnish with vanilla ice cream and additional banana slices if desired.

Extra Tips

  1. Ensure bananas are ripe with brown spots for optimal flavor. Adding banana extract intensifies the banana taste.

Tools You'll Need

  • 9x9-inch baking dish or 2-quart dish
  • Mixing bowls
  • Whisk
  • Fork

Allergy Information

Check ingredient labels to avoid allergens, and speak to an expert if necessary.
  • Contains dairy, nuts (pecans), and gluten

Nutritional Details (per serving)

These figures are for informational purposes only. Always consult a professional if needed.
  • Calorie Count: 581
  • Fat: 29 grams
  • Carbohydrates: 78 grams
  • Proteins: 5 grams