Moist Milk Chocolate Chip Muffins

Section: Sweet Desserts & Treats

These milk chocolate chip muffins offer a tender crumb, thanks to melted butter and a careful blend of ingredients. Flour, sugar, and baking powder combine with a generous amount of milk chocolate chips to create a sweet, chocolaty experience. The wet mixture includes eggs, vegetable oil, milk, and vanilla extract, which together keep the muffins moist and flavorful. Easily baked in under 20 minutes, these muffins can also be frozen to enjoy later. Adding chocolate chips on top before baking gives them an irresistible look and added chocolate burst.

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Last modified on Mon, 15 Dec 2025 15:51:08 GMT
A plate of muffins with chocolate chips. Pin it
A plate of muffins with chocolate chips. | dinabakery.com

These milk chocolate chip muffins are incredibly moist thanks to the addition of melted butter and are filled with plenty of milk chocolate chips. They come together quickly and make a perfect treat for breakfast, snacks, or dessert. You can even freeze them for a quick sweet bite anytime you want.

I first baked these muffins to surprise my family on a weekend morning, and they quickly became a favorite request for birthdays and gatherings.

Ingredients

  • Three cups all-purpose flour: provides structure for light fluffy muffins sift for best results
  • One cup sugar: adds sweetness you can use granulated white sugar or try a fine cane sugar for subtle variation
  • Two teaspoons baking powder: ensures the muffins rise nicely and stay tender
  • Half a teaspoon salt: balances sweetness and enhances flavors
  • One and a half cups milk chocolate chips: create gooey, melty bits throughout choose good quality chocolate chips for better flavor
  • Half a cup unsalted butter: melted and cooled keeps the crumb moist and rich without greasiness
  • Quarter cup vegetable oil: adds moisture and keeps muffins soft the next day
  • Three large eggs: bind ingredients and provide richness
  • One and a half cups milk: whole or 2 percent adds moisture and tenderness
  • Two teaspoons vanilla extract: rounds out flavor with warmth and sweetness

Step-by-Step Instructions

Sift and Combine Dry Ingredients:
In a large bowl, stir together all-purpose flour, sugar, baking powder, and salt until evenly combined. This builds the base of your muffins and ensures even rising. Add the chocolate chips and toss them around to coat with flour. This helps prevent them from sinking to the bottom during baking.
Whisk Wet Ingredients:
In a separate bowl, whisk together melted butter, vegetable oil, eggs, milk, and vanilla extract until smooth. The butter should be cooled so it doesn’t cook the eggs or curdle the mixture.
Mix Wet and Dry Ingredients:
Pour the wet ingredients into the dry ingredients and gently stir just until combined and moistened. Avoid overmixing to keep muffins tender; some lumps are okay and will bake out.
Prepare Muffin Pan:
Line muffin tins with cupcake liners or grease the cups well with nonstick spray. Fill each muffin cup about three quarters full with batter.
Top with Extra Chocolate Chips:
For an appealing look, sprinkle two or three milk chocolate chips on top of each filled muffin cup. This makes the muffins look inviting while baking.
Bake and Test for Doneness:
Bake in a preheated oven at 375 degrees Fahrenheit for about 15 to 18 minutes. Insert a toothpick into the center; if it comes out clean or with a few moist crumbs, the muffins are done. They should spring back lightly when touched.
Chocolate chip muffins on a plate. Pin it
Chocolate chip muffins on a plate. | dinabakery.com

Storage Tips

Store muffins at room temperature in a sealed container for up to three days to keep them fresh. For longer storage, I find wrapping each muffin in plastic wrap and then placing them in a freezer bag works great. When ready to eat, thaw at room temperature or warm briefly in the microwave.

Ingredient Substitutions

If you want less sweet muffins, swap the milk chocolate chips for semi-sweet or dark chocolate chips. You can also experiment with white chocolate or chunks of your favorite candy. For a dairy-free version, replace milk with almond or oat milk and use dairy-free margarine instead of butter.

A plate of chocolate chip muffins. Pin it
A plate of chocolate chip muffins. | dinabakery.com

Serving Suggestions

These muffins are great on their own but even better with a smear of butter or a dab of cream cheese. Serve warm with a cup of coffee or milk for a cozy breakfast. They can also be sliced and turned into mini strawberry shortcakes or crumbled over yogurt.

Frequently Asked Questions

→ What type of chocolate chips work best?

Milk chocolate chips provide a creamy, sweet flavor that blends well, but semi-sweet or mini chips also work as alternatives.

→ Can these muffins be frozen?

Yes, these muffins freeze well. Just cool completely before freezing, and thaw at room temperature when ready.

→ How can I check if the muffins are done?

Insert a toothpick into the center; if it comes out clean or with a few moist crumbs, the muffins are baked through.

→ What does melted butter add to the batter?

Melted butter contributes richness and moisture, resulting in a tender, flavorful muffin texture.

→ Can I make mini versions of these muffins?

Absolutely! Mini muffins can be made by adjusting the baking time down to about 10-12 minutes.

→ Is it necessary to coat chocolate chips in flour?

Coating chips in flour helps prevent them from sinking to the bottom during baking, ensuring even distribution.

Milk Chocolate Chip Muffins

Soft, moist muffins loaded with milk chocolate chips and made with melted butter for rich flavor.

Prep Time
10 minutes
Cooking Time
18 minutes
Total Preparation Time
28 minutes
By: Dina

Featured in: Desserts

Difficulty Level: Easy

Cuisine Type: American

Number of Portions: 18 Serving Size (18 muffins)

Dietary Options: Vegetarian Option

The Ingredients You'll Need

→ Dry ingredients

01 3 cups all-purpose flour
02 1 cup granulated sugar
03 2 teaspoons baking powder
04 ½ teaspoon salt

→ Chocolate

05 1½ cups milk chocolate chips

→ Wet ingredients

06 ½ cup unsalted butter, melted and cooled
07 ¼ cup vegetable oil
08 3 large eggs
09 1½ cups milk (whole or 2%)
10 2 teaspoons vanilla extract

Step-by-Step Instructions

Step 01

Preheat oven to 375°F. In a large bowl, combine all-purpose flour, sugar, baking powder, and salt. Stir in milk chocolate chips to coat them evenly with the flour mixture.

Step 02

In a separate mixing bowl, whisk together melted butter, vegetable oil, eggs, milk, and vanilla extract until well blended.

Step 03

Pour the dry ingredients into the wet ingredients and stir gently just until combined and moist; do not overmix.

Step 04

Line a muffin tin with cupcake liners or spray with nonstick cooking spray. Fill each cup about three-quarters full with batter.

Step 05

Optional: Top each muffin with two or three additional milk chocolate chips to enhance appearance.

Step 06

Bake at 375°F for 15 to 18 minutes until a toothpick inserted in the center comes out clean and muffins spring back when lightly touched.

Extra Tips

  1. Mini muffins can be made by adjusting the baking time accordingly. Use any preferred chocolate chips such as semi-sweet or mini chips if desired.

Tools You'll Need

  • Muffin tin
  • Mixing bowls
  • Whisk

Allergy Information

Check ingredient labels to avoid allergens, and speak to an expert if necessary.
  • Contains eggs, milk, and gluten

Nutritional Details (per serving)

These figures are for informational purposes only. Always consult a professional if needed.
  • Calorie Count: 290
  • Fat: 13 grams
  • Carbohydrates: 39 grams
  • Proteins: 4 grams